Why travel insurance?
Why do we go on about spending big dollars on travel and forget about protecting ourselves, families and assets?
Planning a complete trip begins with planning for the unexpected, potential risks and the best way to cover the unexpected is by purchasing additional insurance when you travel.
In this particular instance let’s address seniors holiday and travel insurance. Either it be for yourself, parents or anyone senior.
In fact the education info found at Holiday Insurance Over 70.com is for all ages but mainly for seniors.
The first thing in doing this is to gather up all your existing insurance (i.e. health, car, etc.). Some of your exiting coverage might include some coverage. You want to have that with you.
Next, check to see what travel health insurance and/or international travel insurance coverages you have on these policies, so if you already have these coverages there is no point in paying again for them. In most cases, they do not or do not offer adequate coverage so be sure to read between the lines as best you can.
Now it’s time to look for an adequate insurance… do you buy a single trip or an annual coverage?
Although there are many companies out there offering various coverages. Simply get quotes and compare with offers the most coverage by a reputable company.
Some Benefit of this type of insurance can be:
Emergency Medical & Dental associated with a medical or dental emergency incurred while traveling.
Medical Evacuation & Repatriation; Emergency Evacuation arranges to medically transport a patient to an appropriate medical facility.
Medical Repatriation arranges for a patient to return home to receive care. Repatriation of Remains arranges for return of deceased remains back to the place of residence.
Pre-Existing Condition; A pre-existing condition is an illness or medical condition that existed before a policy’s effective date, usually excluded from coverage.
Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide coverage if the policy is purchased within a certain number of days.
Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.
Life Insurance – Accidental DeathProvides cash payment for accidental loss of life or limb while traveling. Only a few companies offer coverage for the entire trip.
Life Insurance – Air Flight Accident AD&DProvides coverage ONLY for the flight portion of your trip. This coverage is optional on some plans. Generally provide flight only plans, these policies appear in their own category on the policy match page.
Take the time to educate yourself and investigate the right so company that will meet your needs.
Start Here: Get Your Free Quote Today at
Happy and Safe travel!
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Video credits to Jen Gold YouTube channel